Insurance Tips

Have you ever wondered what actually happens behind the scenes when you file a claim during the holidays? Holiday insurance claims follow the same core process as any other claim, but staffing changes, seasonal demand, and vendor availability often affect response times. While delays are common, emergency insurance adjusters and an independent insurance agent help […]

Holiday road trips bring questions about auto insurance: What happens if you borrow a friend’s car, hit a deer, or get into an out-of-state accident? While insurance generally follows the vehicle, situations like deer collisions, rental cars, and cross-state travel have unique rules. Knowing your coverage before you hit the road ensures peace of mind

If you’re in a car accident in Berks County, PA, focus first on safety: move to a secure location, call 911, exchange information, document the scene, and contact your insurance provider quickly. Avoid admitting fault, skipping medical care, or delaying your claim. With Rothenberger Insurance Services by your side, you’ll have trusted local guidance every

Leaving for vacation? Don’t just set your out-of-office reply, make sure your home is truly protected while you’re gone. From break-ins to storm damage, many homeowners are surprised to find out what their policy does and doesn’t cover. Here’s what you need to know before heading out the door. Q: What should homeowners do before

👉 Most standard homeowners insurance covers sudden wind and hail damage but not flooding. Review your policy before summer storms hit to avoid surprises. When the Storm Passes, Are You Protected? Summer in Pennsylvania brings more than sunshine — it’s also prime time for hail, flash floods, windstorms, and lightning strikes. Once the skies clear,

When was the last time you actually read your homeowner’s insurance policy? For most people, the answer is likely “never” or “when I bought my house years ago.” The truth is, your insurance policy contains some fascinating surprises – both good and bad – that could significantly impact your financial well-being when disaster strikes. Surprising