When was the last time you paused and asked yourself, “Does my insurance still reflect how my business actually operates today?” January has a way of bringing clarity. New budgets are approved. Goals are set. Plans move off the whiteboard and into real life. Such changes are exciting, but they’re also where new risks quietly […]
Have you ever wondered what actually happens behind the scenes when you file a claim during the holidays? Holiday insurance claims follow the same core process as any other claim, but staffing changes, seasonal demand, and vendor availability often affect response times. While delays are common, emergency insurance adjusters and an independent insurance agent help
What Really Happens When You File a Claim During the Holidays? Read More »
Holiday road trips bring questions about auto insurance: What happens if you borrow a friend’s car, hit a deer, or get into an out-of-state accident? While insurance generally follows the vehicle, situations like deer collisions, rental cars, and cross-state travel have unique rules. Knowing your coverage before you hit the road ensures peace of mind
Holiday Travel Ahead? Here’s What Your Auto Insurance Really Covers Read More »
Halloween is all about costumes, candy, and neighborhood fun — but it also comes with a rise in liability risks for homeowners. If a trick-or-treater trips on your walkway or slips on wet leaves, you could be held financially responsible. As a homeowner, you need to consider and prepare for these Halloween safety risks you
5 Halloween Safety Risks You Haven’t Thought About — Is Your Insurance Ready? Read More »
If you’re in a car accident in Berks County, PA, focus first on safety: move to a secure location, call 911, exchange information, document the scene, and contact your insurance provider quickly. Avoid admitting fault, skipping medical care, or delaying your claim. With Rothenberger Insurance Services by your side, you’ll have trusted local guidance every
7 Crucial Things to Do (and Avoid) After a Car Accident in Berks County, PA Read More »
Could one tired driver cost your business thousands or even more? Drowsy driving happens when a driver operates a vehicle while feeling sleepy or fatigued. For businesses that rely on employees to travel, make deliveries, or visit clients, drowsy driving isn’t just a safety concern. It’s a major business risk! According to recent data, 14%
7 Ways Drowsy Driving Could Put Your Business on the Line – Are You Ready for Them? Read More »
Leaving for vacation? Don’t just set your out-of-office reply, make sure your home is truly protected while you’re gone. From break-ins to storm damage, many homeowners are surprised to find out what their policy does and doesn’t cover. Here’s what you need to know before heading out the door. Q: What should homeowners do before
Going on Vacation? Make Sure Your Homeowners Insurance Has Your Back Read More »
👉 Most standard homeowners insurance covers sudden wind and hail damage but not flooding. Review your policy before summer storms hit to avoid surprises. When the Storm Passes, Are You Protected? Summer in Pennsylvania brings more than sunshine — it’s also prime time for hail, flash floods, windstorms, and lightning strikes. Once the skies clear,
What Happens After a Summer Storm? Know What Your Insurance Really Covers Read More »
When was the last time you actually read your homeowner’s insurance policy? For most people, the answer is likely “never” or “when I bought my house years ago.” The truth is, your insurance policy contains some fascinating surprises – both good and bad – that could significantly impact your financial well-being when disaster strikes. Surprising
Originally Posted: September 7, 2018 | Updated: April 14, 2025 Young drivers can save on car insurance by maintaining good grades (GPA of 3.0 or higher), taking defensive driving courses, driving safely to build a clean record, choosing the right vehicle, and considering higher deductibles. These strategies can lead to discounts ranging from 5-25% on
Insurance Tips for Young Drivers: What Every New Driver Should Know Read More »
