Insurance Tips

locking the front door, going on vacation, homeowners policy and covering dangers while youre away

Going on Vacation? Make Sure Your Homeowners Insurance Has Your Back

Leaving for vacation? Don’t just set your out-of-office reply, make sure your home is truly protected while you’re gone. From break-ins to storm damage, many homeowners are surprised to find out what their policy does and doesn’t cover. Here’s what you need to know before heading out the door. Q: What should homeowners do before […]

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summer storm over a home

What Happens After a Summer Storm? Know What Your Insurance Really Covers

👉 Most standard homeowners insurance covers sudden wind and hail damage but not flooding. Review your policy before summer storms hit to avoid surprises. When the Storm Passes, Are You Protected? Summer in Pennsylvania brings more than sunshine — it’s also prime time for hail, flash floods, windstorms, and lightning strikes. Once the skies clear,

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house lit up from the inside in the evening, tips for new homeowners, spring home improvement tips, insurance coverage gaps

Did You Know Your Homeowner’s Insurance Has These Surprising Coverage Gaps and Protections?

When was the last time you actually read your homeowner’s insurance policy? For most people, the answer is likely “never” or “when I bought my house years ago.” The truth is, your insurance policy contains some fascinating surprises – both good and bad – that could significantly impact your financial well-being when disaster strikes. Surprising

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young drivers tips for safer driving and lower insurance

Insurance Tips for Young Drivers: What Every New Driver Should Know

Originally Posted: September 7, 2018 | Updated: April 14, 2025 Young drivers can save on car insurance by maintaining good grades (GPA of 3.0 or higher), taking defensive driving courses, driving safely to build a clean record, choosing the right vehicle, and considering higher deductibles. These strategies can lead to discounts ranging from 5-25% on

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cars on a main town road, drive defensively

How to Drive Defensively: 7 Essential Techniques to Keep You Safe on the Road

Are you doing everything possible to stay safe behind the wheel? According to the National Highway Traffic Safety Administration, defensive driving could prevent up to 94% of traffic accidents. This critical skill isn’t just about following traffic laws—it’s about actively protecting yourself from dangerous drivers and unexpected road hazards. Defensive driving means anticipating dangerous situations

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owning your own home, rent-to-own

Is Rent-to-Own the Right Choice for You? Here’s What You Need to Know

What is Rent-to-Own? Rent-to-own is a housing option that allows you to rent a home with the opportunity to buy it later. A portion of your rent payments may be applied toward the future purchase price. This arrangement can help those who are not yet financially ready for a mortgage but want to secure homeownership

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Are You Falling for These 10 Winter Driving Myths? Protect Yourself This Season

Uncover the truth behind common winter driving myths and learn critical safety strategies to confidently navigate treacherous road conditions . Winter Driving: Separating Fact from Fiction As the winter season descends, drivers face numerous challenges that compromise their safety. At Rothenberger Insurance Services, we’re committed to empowering our clients with knowledge that goes beyond conventional

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Is Your Online Holiday Shopping Actually Secure?

Quick Guide: Holiday Shopping Safety Essentials Protect yourself while shopping online this holiday season by using secure networks, strong passwords, and monitoring your accounts regularly. Always verify website security, use credit cards instead of debit cards, and keep detailed records of your purchases. When in doubt, shop with established retailers and trust your instincts about

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trick or treat written on three pumpkins, Halloween Safety Risks

Is Your Child Ready for a Safe Halloween? Essential Trick-or-Treating Tips for Parents

Updated for October 2024 Are you ready to ensure your little ghosts and goblins have a safe and spooktacular Halloween? As the excitement builds for trick-or-treating, it’s crucial to prioritize safety without dampening the fun. Read on for essential Halloween safety tips that every parent should know before letting their children venture out into the

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Renter's Insurance is important to protect your personal belongings and liability.

Why Renters Insurance Matters: Protect Your Personal Belongings and Your Liability

Many renters who don’t get renters insurance choose to do so thinking that everything they need is under the policy their landlord chose. In reality, there are many things that the landlord’s policy wouldn’t cover. Find out some important reasons why you should get renters insurance.

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