What business insurance do I need?

Whether you run a small family-owned business or one on a greater scale, you’ll need to evaluate your options of business insurance and what will fit your needs. Here at Advocate Insurance, we handle multiple types of business insurance.

Commercial Auto & Property Insurance

The first two types of insurance are commercial auto and commercial property insurance. Both of these insurances are specified to cover the business aspect of the property and automobile.

General Liability Insurance

The next insurance we have available is commercial general liability insurance. This will help business owners in cases of injury. It also covers many of the common risks that can happen to any type of business. These risks include bodily injury or property damage on the business premises or due to the business operations, personal and advertising injury, and medical payments.

Worker Compensation

The last, but one of the most important coverage, is worker compensation. As much as you try to protect your employees from the dangers presented on the job, there will be cases where accidents occur. In the unfortunate cases where a worker is unable to provide a service to you, due to injury received at work, they will need coverage for the income they’re losing. With worker compensation on the rise as of April 1st, 2018, it may be a smart move to read about it. Also, check out ways to save your business money while also looking out for employees.

Did you know that in Pennsylvania, a 5% reduction can be applied to your Worker Comp premium? Call us to learn more about this business savings initiative.

When you check out our business owner package, you are provided the basic insurances that are mentioned above. Don’t take a risk in harming your business; learn more about the insurances that can affect you, your staff, and what could help or hurt your business overall.

Advocate Insurance has over 20 years experience in the safety risk management and employee productivity fields. We have the experience to help with your commercial insurance needs as well as car insurance and home owners insurance. Advocate Insurance has assisted individuals in and around Reading PA with car insurance and home owners insurance. We work with businesses in Reading PA and around the Berks County area with risk management and safety training services.

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