Personal Insurance

Auto Insurance

Auto Insurance provides financial protection against physical damage and/or bodily injury resulting from an auto accident. It is a law in Pennsylvania to have auto insurance, and if you don’t have it, you can lose your license and be forced to pay a fine. Be safe, get an Auto Insurance quote and find out how affordable it is to have insurance. Don’t get caught without it!

Learn more about Gap Insurance.

Do you own a company and are looking for fleet insurance for your companies’ vehicles? We can provide you with the right kind of fleet insurance for your company!

Getting car insurance provides financial protection against bodily injury resulting from an auto accident. We provide car insurance / auto insurance to those in and around Sinking Springs PA, West Reading PA, Wyomissing PA, and West Lawn PA. We can help you with any questions, so contact us to learn more!

I am learning to love my agent.
My household had an accident last week. Car one hit car two, car two hit them. Since then, they have been calling car one and car two’s insurance to see who wants to pay. Surprising neither does. Nobody has been out to look at the damage to their vehicle and they have no rental car. I asked, “What the heck kind of insurance do you have?”. Donegal, just like me. Great insurance!!

I said, “This is does not sound right, Donegal is way better than this, I know because of my two accidents. One my fault, one somebody else (and out of state at that). You just call Donegal claims and they take care of EVERYTHING!!!” . This gets my 80 year old mother-in-law crying, “Now you’re telling me that I’m doing it wrong, I can’t handle any more stress”. Now I can’t say anything else or help. I’m the bad guy!!! Grrr….

Thank you, Lord Jesus that I have, my excellent agent Ron, who told me in both of my accidents to call Donegal claim and they took care of everything!! Ron follows up to make sure that they do so the whole time. I never had to call another person’s insurance company or go without a rental. He is the best and in this Thanksgiving season, he is on my list of things that I am thankful for.

Susan Z.
Bookkeeper

Do you have a classic car?

Protect your investment with Classic Car Insurance! If this is your first classic car, finding the right insurance can be confusing. We can help you understand all the ins and outs of your Classic Car Insurance. Get a quote on Classic Car Insurance today!

Health Insurance

Health insurance is insurance against the risk of incurring medical expenses against an individual. According to the Health Insurance Association of America, health insurance is defined as “coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from an accident, medical expenses, disability or accidental death or dismemberment.”

Get the best health insurance for you and your family. Don’t wait until it’s too late. Protect yourself now by contacting RIS for a health insurance quote today.

Homeowners Insurance

Homeowners Insurance covers your home in the event of a fire, theft, or damage. Please note: Homeowners Insurance does not include floods and earthquakes; so if you wish to include that in your homeowners insurance policy, please let us know. Protect the place that is most important to you and your family with homeowners insurance.

If you’re a first time buyer or looking to change your homeowners insurance, we can assist you with any questions and provide you with a great quote.

“We feel that your company has a great ‘personal’ touch — it’s reassuring to know that we have an agent right here in Reading that is available to help us when we need him. Ron is great with communicating with us right away, right when we need him. He always responds to our emails and phone calls promptly and effectively. We needed to change the effective date on our homeowners policy, because we had changed the date of our settlement, but we forgot to update the policy. We only noticed our mistake a day before we were meant to go to settlement, and if the date wasn’t changed, the whole closing would have been affected. We contacted Ron in a panic and he was able to sort everything out for us, made us feel like we were in good hands. He was able to amend the policy, and the settlement went through smoothly. He even checked back in with us the next day to make sure everything went okay. It was so great of him to help us out, we were first time homebuyers and very unsure of ourselves – he made it seem like it was no problem at all.” ~ T.S.R.

Liability Insurance

Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (the “insured”) from the risks of liabilities imposed by lawsuits and similar claims.

If you feel you need liability insurance, give RIS a call and we’ll help you decide what’s the best choice for you.

Life Insurance

Life insurance is a contract between an insured and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person.

Did you know about 41% of adults in the United States do not have life insurance? Protect your family even after you pass away by getting life insurance.

Get a quote today on life insurance.

“Ron is a great person and that translates directly into his profession. While many insurance agents (and sales professionals in general) treat you as a commission check, Ron treats you as he would a family member. It takes a special type of person to carry that perspective to the work place every day. I would never dream of taking my business elsewhere.” ~ Kory Freshwater

Motorcycle Insurance

Motorcycle insurance is similar to auto insurance because many of the same coverages are provided to the insured. It is important that you cover your motorcycle and body when you are on your motorcycle.

Contact us for a motorcycle insurance quote and get the best insurance that is right for you and your motorcycle.

Recreational Vehicle Insurance

Do you have recreational items such as a Water Craft, ATV, or Snowmobile that you want insured? Look no further. Rothenberger Insurance can provide you with the best recreational item insurance.

Renters Insurance

Did you know that your landlord’s insurance policy does not cover your personal belongings?

Renters insurance is a lot like homeowners insurance, but instead of covering the dwelling or structure, it covers your personal property in the event of a fire, theft, or vandalism. Many renters do not have renters insurance because they may not know about it or they may not think they need it. Your landlord protects your apartment; make sure to protect all your personal belongings in it. Contact us for renters insurance today.

You can learn more about our insurance services by contacting us, or you can check out our blog about some important reasons to get this insurance, like traveling, accidents, and more!

Umbrella Liability Insurance

Umbrella Liability Insurance is a liability insurance policy that protects the assets and future income of the named insured in addition to his or her primary policies. The term umbrella refers to how the policy shields the insured’s assets more broadly than primary coverage.

If you’re thinking about getting umbrella liability insurance, contact us today and we can walk you through any questions you may have about umbrella liability insurance.

Valuable Item Insurance

Protect your most valuable items with additional coverage. Your homeowners policy may not cover the full value of some of your most prized possessions, such as jewelry or collectibles. Make sure they are covered with valuable item insurance. Contact us for a valuable item insurance quote today.