If you’re renting a property, renter’s insurance is a must for you and your family. Something you may not know is that your personal items are not covered under your landlord’s insurance policy. Their policy only covers their property, so should someone break in, a fire break out, or another natural disaster beyond your control happen, renter’s insurance will have you covered.
Renter’s insurance is there to help you save money in the cases of emergencies and accidents that are out of our control. It won’t get rid of the problem completely, but the blow you’ll take afterwards will be far less out of your pockets and far less put on your shoulders. Even if something ends up happening to the place you’re staying at, if a fire broke out, a gas leak occurred, etc. renter’s insurance could cover for a place to stay for you and others if the time the building is out of commission isn’t extremely long.
Whenever we’re dealing with something that isn’t 100% our own, we always have that cautious feeling, but this is doubled especially for the place you’re renting to live in. Whether your landlord is reasonable or not, renter’s insurance can help you out in a bind. However don’t take it for granted because it won’t cover every belonging you own, such as your vehicle if you have one. You should always read the fine lines of any insurance policy and what it covers.
With RIS you can ask us any questions on renter’s insurance and whatever other needs you have for insurance as an individual and a business in PA. Contact us anytime!
Rothenberger Insurance Services is a full-service insurance company that specializes in auto insurance, home insurance, life insurance and all commercial insurance services. We are located in West Reading PA and help many individuals and businesses in and around West Lawn PA, Wyomissing PA and Reading PA.
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