renter's insurance

Is Renter’s Insurance Worth It?

Do you rent? Whether it’s an apartment or house, renter’s insurance is something to consider.

While you may think your belongings are covered under your landlord’s insurance, that is not the case. Their insurance only covers the building and not your belongs.

First off, if there’s an issue at your apartment and your belongings get damaged or you have to find a new living arrangement temporarily, renter’s insurance may have you covered. A few common issues that could happen are a break in, an apartment fire, or if someone is injured while at your place.

Second, if there is ever a time you have to move somewhere temporarily while your apartment is occupied, renter’s insurance can possibly help your costs for the time being. Some events that could occur are repairs in the apartment, fixes for previous damage from an emergency, and exterminators, just to name a few.

The same is true for college students. Most likely you’re not covered on your dorms, but check with your administrator to identify what qualifies and what is protected. =

If you have any questions about renter’s insurance and are interested in purchasing it for yourself, contact us today. It may only be a temporary location in your life, but your belongings stay with you wherever you go!

Rothenberger Insurance Services is a full-service insurance company that specializes in auto insurance, home insurance, life insurance and all commercial insurance services. We are located in West Reading PA and help many individuals and businesses in and around West Lawn PA, Wyomissing PA and Reading PA.

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