While the more common insurances include life insurance, homeowners insurance and auto insurance, something you may not have thought about is protecting those valuable items. Certain valuable items cost quite a bit of money, and if an incident happens, they can provide additional coverage if your homeowners insurance doesn’t cover it.
Some of these items that you could consider for valuable item insurance for include items that you bought which cost over $2,500. Some items that come to mind are wedding rings, home computers, guns, antiques, and other jewelry, as well as items that would be very difficult and stressful to replace or fix without any coverage.
If an accident would occur, you could be reassured that there is additional coverage to help relieve the stress of losing it or fixing it. This is only for incidents where you are not at fault though, so losing it or breaking the item on purpose would not guarantee any coverage towards it. If you have more questions about what type of situations valuable item insurance covers, be sure to contact us.
Sometimes the smaller items in life can have more sentimental value, and should be covered in case the worst happens. Contact us today to learn more about valuable item insurance and find out if it’s something you should purchase.
Rothenberger Insurance Services is a full-service insurance company that specializes in auto insurance, home insurance, life insurance and all commercial insurance services. We are located in West Reading PA and help many individuals and businesses in and around West Lawn PA, Wyomissing PA and Reading PA.
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