Loss of Business Income refers to the net income that would have been earned or incurred if a disaster affects your business, such as a flood or fire. Keep in mind, Loss of Business Income is only paid on covered losses. Therefore, if you have a loss that would be excluded under your policy, like […]
Is your Business Prepared for a Loss of Income? Read More »
Are you throwing a company picnic this summer? Besides food and drinks there is something else you may want to think about, and that is Event Liability Insurance. But first, check with the company you are already insured with because you might already have coverage. Event Liability Insurance is an insurance policy you can get
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by Iris Pantoja Summer is finally here and it’s time to have fun. It is a time for family and friends to gather and make great memories together. The kids are out of school, the barbecue is hot and ready, the pool is waiting to cool you off, and at night the fireworks will light
Make Safety Part of your Summer Read More »
If you were asked what is disability insurance, would you be able to answer? Quite simply disability insurance protects your paycheck. More of a definition would be, if you were to become injured or ill and can’t work, disability insurance pays a portion of your salary until you can return to work. For most families,
Why Do You Need Disability Insurance? Read More »
Recently, there has been increased exposure for nonprofits when it comes professional liability insurance as well as general liability insurance. It goes without saying that even with the goodwill surrounding many nonprofit causes there still needs to be a responsibility of the nonprofit to those serving in the decision making and responsibility positions of the
What Type of Insurances Should Nonprofits Have? Read More »
by Sean Wyandt Gap Insurance – Gap insurance covers the gap between what you owe on your vehicle loan and its current market value. If you’re in an accident and your insurance company decides your vehicle is totaled (also called “total loss”), your collision coverage will only cover the vehicle for market value. In many
Gap Insurance — What is it, and why might it save you from a financial hardship? Read More »
by Ron Rothenberger Yes, we’re again experiencing another harsh winter with high winds, sub-zero temperatures, snow and ice. Do you know if these damages are covered on your homeowners insurance policy? While homeowners insurance policies do cover most winter-related storm damage that may occur from snow, sleet or wind, one thing they don’t cover is
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