homeowner pushing buttons on a home security system

Can a Security System Reduce Your Home Owners Insurance?

Are you paying too much for homeowner’s insurance? If you answered yes, we recommend talking with your insurance provider to learn what discounts you can take advantage of. A new opportunity allows homeowners to not only save money, but also increase home protection! Let’s discuss how much money a security system could save you and other benefits of having one.

Depending on what insurance provider you’re going through, you might be able to save money annually with a security system or similar measures. In most cases, the discount can range anywhere from five to twenty percent off the yearly price tag! When you narrow it down, that may not sound like much, but over time it will start to accumulate.

What security system will fit the bill? You won’t need to go crazy, but just an extra layer of protection to help monitor the home and family when you’re not home. Smaller systems include Ring, Blue, or Frontpoint, while bigger systems will include ADT, Vivint, or SimpliSafe. There are dozens of options to choose from, see what’s right for you! Other security measures can include deadbolts at the front and back door, or even alarms.

Other than deductions to your homeowner’s insurance, security systems offer a greater peace of mind while you’re out and about, as well as other functions! Depending on what system you choose, you can:

  • Be notified of major leaks, such as gas or water.
  • Connect to cameras or alarms while you’re out of the house.
  • Check on your kids or pets to make sure they’re okay.
  • Lock down the house and contact police in the event of an emergency.

Not every system will be one in the same, but any layer is better than nothing. If you don’t want to implement a security system, your insurance provider can offer other ways to reduce your premium. This might involve bundling insurance policies or trying to improve your credit score.

For more information, be sure to visit our website! We offer both personal and commercial insurance, as well as a monthly blog that covers dozens of topics. Contact us with any questions you might have or if you’re ready to take the next step in acquiring a policy.

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